How Much Does It Cost to Refinance?

For millions of American homeowners, their mortgage payment is one of their greatest financial commitments. With mortgage rates hitting record lows this year, it’s no wonder that people are interested in the possibility of refinancing their homes.

Instead of only focusing on the potential of saving hundreds per month, it’s essential to fully understand how much it costs to refinance. We wanted to outline the basics so you have a strong starting point in your refinancing decision-making process.

How Much Does It Cost to Refinance a Mortgage?

Mortgage refinancing is defined as replacing your existing mortgage with a new one. There are multiple types of mortgage financing loans that require different considerations, such as cash-out refinances. In any case, working with your mortgage lender is essential to figure out if refinancing will be worth it for you.

Below, we’ve listed the main types of fees you can expect when … Read the rest

3 Power-Packed Techniques to Transform Your Business During Chaos

Uncertainty may be pervasive, but it’s not your friend.

4 min read

Opinions expressed by Entrepreneur contributors are their own.

Crisis is one of the most unlikely times for an to transform. When there’s a shutdown, as now, it can feel impossible. Yet for those willing to venture toward , there’s a bounty of opportunity hidden within the chaos of pandemics, mandatory closures and economic uncertainty. Here are three power-packed ways to transform your into an empire, regardless of the turbulent environment around you.

Related: Make an Empire, Not a Business

1. Make up your mind

Most entrepreneurs fail when they fail to make up their minds, and there’s plenty of research to back it up. In fact, is one of the most important skills in an entrepreneur’s toolkit. If you can’t decide on a course of action without equivocating, you are

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Meet the Father and His 3 Sons Who’ve Created the First Ever Virtual Video Business Card Service

Gregory Cherry, an African American father and his three sons — Greg Jr, Isaac, and Isaiah — are the inventors of new technology that allows business owners to virtually share a video version of their business cards to all social media platforms. The service is called VB Virtual Branding Solutions, and it’s already being used about almost 1,000 entrepreneurs across the country.

“Video business cards reveal so much more than a traditional business card,” says Gregory. “A video business card allows you to actually explain in full what you do, and even give a testimony that can make people want to do business with you.”

As the first such business to be owned and operated by a father and son team, their goal is to train young and older ones to become entrepreneurs and empower their local communities, educational institutions and small businesses to partner as one entity. VB … Read the rest

How to avoid cyberscams during the COVID-19 pandemic

This article originally published on GoDaddy’s website.

The COVID-19 pandemic closed thousands of businesses, left millions without work, and brought about fear and uncertainty unlike anything many of us have ever experienced. Unfortunately, it’s during these vulnerable times that nefarious scammers look for opportunities to take advantage of others. With all of the worry and stress, how to avoid cyberscams isn’t something that crosses the minds of most people.  

A recent report from the FTC suggests that people have lost more than $13.4 million to fraud since January 1, 2020.


Scammers are not just targeting individuals, either. With many U.S. small businesses struggling, cybercriminals are looking at ways to prey on these business owners.

How to avoid cyberscams

With the right know-how, you can protect yourself, your private information and your small business from scammers.

Know the types of scams out there

Scammers are surprisingly diverse and creative Read the rest

Study: My Understanding of

How to Cook your Way to Greatness

Nothing speaks to a man’s soul quite like food. That goes to show why it’s necessary to engage more people where food is concerned. One can never go wrong with food in terms of creating a sense of community . This is good news for you who may have the cooking skill , making one’s career out of cooking is not such a bad idea. It’s a classic hitting of two bird with one stone that is sharing your skill whilst making money. There are so many ways to make cooking a career. Having a particular direction that you want to follow in cooking is important in helping you stick with what works best for you.

How would you like to own a restaurant? You might want to open that restaurant. The thing with restaurant is that it seeks to honor your … Read the rest