What’s the Difference Between 401(k) and 403(b) Retirement Plans?

Investing in your retirement early is the best way to ensure financial stability as you age, especially when it comes to understanding various retirement options. Getting started may feel overwhelming — luckily we’re here to help. We help break down the difference between 401(k) and 403(b) accounts, and how they can impact your financial life.

You may already know the value in adjusting your budget to make saving for a rainy day a priority. But are you also prioritizing your retirement savings? If you’re just getting started in the workforce and looking for ways to invest in yourself, 401(k) and 403(b) plans are great options to know about. And, the main difference between a 401(k) and a 403(b) is the company who’s offering them.

401(k) accounts are offered by for-profit companies and 403(b) accounts are offered by nonprofit, scientific, religious, research, or university companies. To understand the similarities and differences … Read the rest

White Woman Who Falsely Accused Black Teen of Stealing Her iPhone Is Now Crying Victim

After the widely publicized video of a white woman falsely accusing a Black teenager of stealing her iPhone, went viral, the Manhattan District Attorney office is reportedly “thoroughly investigating” the incident. According to CNN, the white woman who is seen on video as the aggressor is claiming she was the one who was assaulted, and, after her rambling account, says she is willing to speak to police, however, has not done so as of yet.
Jazz musician Keyon Harrold posted the video clip of the incident on his Instagram account. Harrold and his son are now being represented by civil rights attorney Ben Crump, who posted a message on Twitter calling for the district attorney to bring charges against the unnamed white woman.
“As this year of racial awareness is drawing to a close, it’s deeply troubling that incidents like this one, in which a Black child
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The Growing Problem of Transit Equity


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Every young New Yorker experiences a unique rite of passage: The first day you ride the MTA all by yourself.

My parents had done much to prepare me for this moment—everything from “what if” scenarios to reviewing the MTA map and using pay phones to call them when I arrived at my destination. This was back in 1999 when payphones were on every platform underground. It was a summer day and I was going to visit my elementary school friends in the Bronx nearly a year after having moved to

Commuting from Brooklyn to the Bronx is no joke. That day, I walked half a block to my local L Train Station at Wilson Avenue, stood amid the crumbling facade of the station waving my parents goodbye, and took the long ride to Parkchester

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