All businesses need insurance as part of their expenses to protect themselves against the unexpected. If your office is damaged, your building and contents insurance will cover the cost. Liability insurance will pay court costs and settlements if a customer is injured on your property and wants to sue. If you don’t have the right insurance in place, you can end up in serious financial trouble.
However, insurance doesn’t always guarantee protection. And, in some cases, your insurer may refuse to pay out. There are a number of reasons why your business insurance won’t pay out. But it’s often because there are mistakes with the information you gave or they don’t believe that you are being completely truthful about the circumstances of your claim.
This is especially true when trying to make a claim when a customer is injured on your property. It’s a tough situation to find yourself in,