Bruce Sackrison’s Insurance Matters: Do you need Commercial General Liability insurance? | Business

Bruce Sackrison is a Napa Valley Register columnist who will write about property and casualty insurance matters.

As a business owner, you already realize the importance of insurance and the remedies that it offers in the case of “an event.”

Conversely, the discussion of your business insurance can also cause you great distress, when in fact it really is designed to protect you, while preventing you from experiencing catastrophic losses both financially and from a general business perspective.

When I meet with clients who are also business owners, there are generally three questions that float to the surface as follows, “Do you really think that I need this coverage?” and “Does the law require it for my business?” and “What are the real benefits (of this specific insurance)?”

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