What to Consider Before Getting a Second Credit Card

Life presents us with a series of life-altering decisions. Should we search for a new job? Are we ready for marriage and children? Is getting a second credit card a good idea? Okay, maybe that last one isn’t in the same category, but it is an issue that requires some thought.

A second credit card means another monthly payment. Applying for one will have an effect on your credit score. There’s also the possibility that your spending could become unmanageable, and you’ll start to hear terms like “debt snowball” and “debt avalanche method,” which can sound scary if you don’t know what they are. (They’re ways to pay off your debt, BTW.)

None of this means that getting a second credit card is a bad idea. There are benefits to doing it and good reasons why you’d want to apply for one. In this article, we’ll go over some important … Read the rest

Quitting is Hard, Let CBD Help

We know that quitting an addiction to tobacco and nicotine is difficult. However, researchers believe that CBD may be the key to breaking the habit permanently. Millions try every year to kick cigarettes to the curb, but only six percent seem to find success. Mental addiction is the hardest aspect to overcome, and non-tobacco pouches or other nicotine replacement therapy only treat the physical dependence. CBD works on retraining your brain, so you can focus on battling the physical facet.

How CBD Helps

The CDC has announced that more Americans are addicted to tobacco above any other drug, including cocaine. Millions of dollars are poured into research and products every year to find an end to this problem, as it is the number one cause of preventable deaths. Researchers ran a week-long experiment in 2013 to determine if there was any proof to claims regarding CBD helping prevent mental addiction. … Read the rest

How to Become a Gambling Counsellor?

The impact of gambling related problems is not just financial but also associated with mental health problems leading to depression, anxiety, and even suicide. This pathological gambling affects individuals, their families, and friends, and even society. The effects of this gambling addiction and betting when on GamStop have motivated some people to engage themselves to assist those who need help to overcome.

Gambling counsellor is one of the positions that provide gambling counselling to the target people and their relatives. This job has become attractive since it promotes public awareness about the social issues related to compulsive gambling through high-quality gambling counselling. Additionally, with the growing popularity of bookies listed at NonGamStopBets.com among the GamStop players gambling-related services are also becoming important. For those who want to become a gambling counsellor or start their career path in the gambling area, consider following these steps.

Undertake a Basic Course

Similar to … Read the rest

Why Your Business Needs A Bookkeeping Service In 2021

There are several tips and tricks you’re given when you first become a business owner. Although some of them are genuinely useless, others aren’t meant to be overlooked. If you’re like most business owners, no matter how new or old your business is, you’ve probably been told several times that you need a good bookkeeping service. These services are one that should never be undermined. You’ll have to keep in mind that although there are people out there that love to weigh in constantly on someone’s decisions as a business owner, some opinions are indeed valid and you shouldn’t miss out on these opportunities when they come to you. 

If you have been told that your business needs a bookkeeping service to become even more successful, instead of ignoring this advice like you previously might have been doing, act on it. Bookkeepers, like accountants, can help a company keep track Read the rest

Fernwood Women’s Health Clubs: The Right Place to Achieve your Fitness Goals

“We know how a woman thinks about her health and what drives her towards achieving her fitness goals. With almost all our key executives being female, we are very attuned to the woman of today,” says Diana Williams, the Founder and Managing Director of Fernwood Women’s Health Clubs.

This extensive comprehension of women’s health and fitness needs is what makes Fernwood Women’s Health Clubs one of the best fitness and gym franchises in the world, leading to being featured on the cover story of this edition.

“At Fernwood we are not focussed on how many clubs we open, as much as we are concerned about how financially strong each franchisee is. Fernwood’s success is due to strength of each of our franchisees.”

Fernwood was founded in 1989 when Diana recognised that women needed a place of their own – a sanctuary where they could exercise and reach … Read the rest

TCC Canada: Your one stop destination for office management

The way we conduct business has seen a seismic change right from the office space to the services needed to sustain a flourishing business. Considering this growing need in the office spaces solutions market, TCC Canada was conceptualized and has been catering to specialists, consultants, and business for more than 25 years.

The traditional office and workforce have changed. TCC Canada picked up the pulse in the market and began providing the business center required for the fragmented professional labor force. This it did by simply providing traditional office management resources ranging from reception to utilities, which helped professionals to focus on meeting the needs of their clients efficiently and that too with limited overhead expenses.

With the ever-evolving business community, TCC Canada has also been upgrading its services time and again, providing both physical and virtual office space solutions for every type of business. No wonder it is the … Read the rest

All you need to know about offshoring models and how to choose the right one.

Offshoring is a terminology that has been around since the 1970s; however, it gained widespread popularity as time moved forward. This is because offshoring gained strategic importance, especially in the case of tech startups. Following are some of the most prominent benefits offered by offshore in IT:

  • Access to a broader talent pool
  • Faster go-to-market
  • Flexibility to extend the runway
  • Round-the clock operations
  • Cost-effectiveness.

What is offshoring?

Offshoring may require setting up additional offices in another country, hiring an offshore software development company, or simply hiring an expert at a foreign location. It is usually done with the intention of building a highly specialized & dedicated team. The term offshoring may be classified into three broad categories – outsourcing, ODCs/GDCs, and freelancing. Now, let us dive deep into each of these models to help you choose the one that suits you the best.

Outsourcing

Outsourcing refers to a company availing … Read the rest

Live Animations: AR/VR Technology Inspiring Customer Loyalty

When it comes to increasing revenue and building a loyal customer base, loyalty programs are proven more effective. However, as most loyalty programs either take the route of redeemed points, social media, or paid campaigns, this space has seen nothing new in the past decade.

That is why brands and businesses these days are searching for innovative ways to inspire customer loyalty. And Live Animations, a leading developer of innovative loyalty programs based on advanced AR technology have been helping large retailers and kids and family brands achieve smoothly achieve their goals.

The company’s remarkable work reflects in the rewards and reclaims. The company for its work has been recognized on Clutch with the highest 5-star ratings. Live Animations also entered the list of the Top Virtual Reality and Augmented Reality Developers in the world.

In 2018, four AR books, created by Live Animations and Little Hippo publishing company, … Read the rest

How Women Can Succeed in Business

Today, the world of business is no longer restricted to men, and there are more successful women than ever. Still, even though it is easier for women to enter the industry, it’s often more challenging than for men. Understanding these tips can help you become more successful at what you do.

Ensure You Have Enough Capital

If your dream is to own a company, one of the first things to check is that you have enough funds to get your organization going. From salaries to equipment to licenses, initial startup costs can be high. You might consider getting your personal finances in order, so you have something to invest in the company. If you don’t have one already, now is the time to create a budget. You’ll also want to look for areas to reduce your monthly expenses. So, if you are carrying debt from school, you might want to … Read the rest

How to Choose a VPN That is Right for Your Business

Virtual private networks or VPNs have come a long way since being introduced to us internet consumers years back. It used to be a means solely for the purpose of browsing anonymously online but now, even businesses can benefit from using a VPN in their daily operations.

Believe it or not, small and big business – as well as corporations, are using VPNs for their day-to-day operations. From a consumer’s perspective, we only see VPNs as a means to access region-locked content as well as a way to stay anonymous online.

For businesses though, VPNs are a way to expand your business effectively at a low charge. It can also be a way to protect your data, as well as the data of your consumers that you are entrusted with.

Picking a VPN for personal use and a VPN for business use needs to be treated differently. For starters, both … Read the rest