Category: Profesional Service

There are many different credit cards out there, and consumers have a seemingly infinite array of payment choices. Banks know this, and so many banks offer rewards for using their credit cards. Banks and other financial institutions want their card to be at the top of your wallet, and they offer incentives to keep it there.

The world of credit card rewards

There are three main types of credit card rewards that you might take advantage of when using a card to make purchases.

• Signup bonus — Many cards offer an initial welcome offer for opening and being approved for a new card. You might get 60,000 airline miles after spending $3,000 in the first 90 days of having the card.
• Rewards for ongoing purchases — In addition, you’ll earn rewards for each of your purchases. Some cards offer a specific amount for all purchases, while others give higher rewards

Staying informed doesn’t have to destroy your productivity. Here’s how to avoid news bingeing and stay focused and creative instead.

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Depending on the time period in which you were raised, many young children and adolescents had differing opinions (and ideals) about what credit was and how it should or shouldn’t be utilized. While some were privileged enough to understand the complexities and importance of credit, others had to learn at the expense of their own mistakes along the way. No matter where you were or where you are currently, luckily there are always actionable steps that can be taken to clean up, improve, and get smart about your credit – let’s explore. 

Become familiar with what can impact your credit 

There are five key components that are factored into your credit score. 

Payment history 

Your ability to make timely payments plays a huge role in your credit score. Lenders want to have the confidence that you as the borrower are capable of paying back any debts on time. … Read the rest

At the Inc. 5000 Vision Conference, the football star-turned-entrepreneur will break down exactly how he approaches choosing a co-founder, managing employees, and more.

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Interest rates, especially on mortgage loans, have gotten a lot of buzz this year and with good reason. They’ve reached historically low levels leaving homebuyers and homeowners alike wondering the best way to capitalize on these low rates. Let’s face it, buying a home is an exciting and draining process which explains why we might cringe a little when we think of going through it all again to refinance. It conjures up images of digging through old tax returns, trying to find statements for accounts we forgot we had, and signing a million forms at closing before we’re finally handed the keys.

What if there was a better way to refinance and save money? What if you could review your options and lock in a lower rate in 20 minutes or less? Now you can! Mint is known for it’s easy to use automatic budgeting tools. They’ve made the tedious … Read the rest

The New York Jets just released Le’Veon Bell, proving that performance matters, but so does emotional intelligence. On both sides.

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Individual investors — often called “retail” investors — are wielding more power in the public markets than ever before.

A flurry of innovation from the past couple of decades (low-fee index funds, no-fee trading, gamified mobile investing apps, etc.) has given millions of new investors a firm foothold in a world previously dominated by massive institutions, often literally moving the market in the process.

There’s just one problem: the stock market isn’t where institutional investor portfolios have had the biggest advantage over individual investor portfolios.

It’s the world of private market assets (think: private equity, venture capital, commercial real estate, etc.) where pension funds, endowments, and sovereign wealth funds have continued to sow billions of dollars annually while individual investors are left on the sidelines.

Many mourn the legendary guitarist’s passing. But the reason, for some, might not be what you expect.

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Fall is here, the time where our collective attention usually shifts to the holidays. Whether it’s making travel accommodations, planning for parties, or shopping for gifts, October usually marks the start of a holiday marathon that doesn’t end until New Year’s Day. 

This year, we have bigger issues on our plate. 

With COVID-19 and the November election dominating almost everybody’s attention, it’s entirely possible that you haven’t started budgeting for the holidays. It’s also possible that this year, you have a lot less money to budget. That’s why we’ve put together some tips to help you get through the rest of the year in one piece. 

Talk about the Holidays Beforehand  

If you’ve never had to discuss your gift plan before, now is a perfect time to start. Financial insecurity is more common than ever before, and other people are likely in the same boat. 

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Especially if you want them–and you–to make better decisions.

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